Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership). In many cases, mortgage payments can be even less than rent.
The first step toward finding the right home is to get preapproved. This will enable you to understand your purchasing power and determine how much you can afford to pay each month. This saves you time by allowing you to focus on homes and neighborhoods you can afford.
If you don't have a big nest egg saved for a down payment, don't worry! There are many different low down payment loan programs available including the 3.5% FHA, 3% conventional loan and 0% down VA loan..
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